Credit Scoring – VIRTUAL – 3 CE
Date: Tuesday, October 6, 2026
Time: 1:30 p.m. – 4:30 p.m.
Instructor: Brent Lancaster
Member Price: $25
Non-Member Price: $35
Location: Live Streaming
 

 

About the Course:

This course provides real estate professionals with a practical understanding of credit scoring and the factors that can affect a consumer’s credit profile. Participants will become familiar with the Equal Credit Opportunity Act and explore the similarities and differences among the three major credit reporting agencies.

The course will also cover how to read and understand a credit report, identify potential errors, and understand the appropriate steps for addressing inaccurate information. Participants will examine common credit myths and gain a better understanding of how different types of debt and account activity may affect credit scores.

 

Learning Objectives:

After taking this class, participants will be able to:
 

• Understand the purpose and basic requirements of the Equal Credit Opportunity Act.
• Identify similarities and differences among the three major credit reporting agencies.
• Understand what information may be included or excluded from a free credit report.
• Read and interpret the basic components of a credit report.
• Identify potential errors on a credit report and understand the appropriate steps for disputing inaccurate information.
• Recognize common credit myths and misconceptions that may affect agents and borrowers.
• Understand how different types of debt and account activity can affect credit scores.

 

ORRA Virtual Professional Development Course Policies
 

ORRA Camera-On Policy — Required for Credit:

ORRA requires all participants in a virtual class, including auditors, to have their cameras on at all times, ensuring they are visible and fully engaged. Noncompliance with ORRA’s camera-on policy will result in removal from the class and forfeiture of credit.

 

Course Participation & Requirements:

Participants are expected to follow all applicable ORRA policies, Professional Development policies, course requirements, and instructor directions. ORRA reserves the right to remove any participant who does not comply with applicable ORRA policies or course requirements.
 

ORRA follows all FREC attendance rules.

 

Important Note:

This course is offered through The Lancaster Institute, a new external course provider. All class reminders, confirmations, and communications will be sent directly from The Lancaster Institute approximately 24 hours before the class start time.

Please check your email, including your spam or junk folders, for messages from The Lancaster Institute. If you find an email from us there, please mark it as “Not Spam” or move it to your inbox to ensure you receive all course-related updates in a timely manner.

Brent Lancaster combines his love of the business of real estate with his passion for education. Brent is celebrating his 21st year as a licensee! He has been President + CEO of Bob Brooks School since 2015 and created the Lancaster Institute in 2020. He offers a variety of solutions to the challenges agents face in today’s real estate environment.