27 Jul 14hr License Renewal Package with Fair Housing 14hr License Renewal Package with Fair Housing Monday, July 27, 2026 (8:30 AM) to Tuesday, July 28, 2026 (5:15 PM) Orlando Regional Realtor Association, Orlando, Florida 14hr Package, Code of Ethics, Core Law, Fair Housing, License Renewal, Mortgage, Safety, Sponsorship Details You're Registered! DescriptionLocationInstructorsCancellation Policy 14hr License Renewal Package Classes Location: ORRA Headquarters July 27th (8:30 am to 5:15 pm) & July 28th (9:00 am to 4:00 pm) Package Price (Five Classes) $99 | Individual Classes $25 ***This class fulfills the 14 hours of continuing education required for license renewal. Registrants must attend all five classes on both days to receive the full 14 hours of CE. CE will be awarded per class you attend. This package also includes the Code of Ethics and Fair Housing courses, which fulfill NAR's triennial requirements. July 27th, 2026 Instructor: Bob Caldwell 8:30 am - 10:30 am | Be the Change: Fair Housing and You (English) (2 CE) In 2019, a landmark Newsday investigation exposed widespread housing discrimination by real estate agents on Long Island — highlighting the urgent need for Fair Housing education across the industry. This course provides real estate professionals with a thorough understanding of Fair Housing laws, Florida's state- and county-level protections, and the seven federally protected classes. Students will learn to recognize illegal practices like steering and redlining, identify explicit and implicit bias, and apply best practices in advertising and client interactions. Walk away confident in your ability to serve every client fairly, ethically, and in full compliance with the law. 10:45 am - 12:45 pm | Realtor Safety - Smart Business (2 CE) Safety First – Protecting Yourself in Real Estate Safety should be at the top of every REALTOR®'s priority list — yet our profession uniquely requires us to trust complete strangers in situations where we're often alone and vulnerable. This course addresses the real risks agents face and provides practical, actionable strategies to protect yourself in the field. Students will learn how to apply the 5- or 10-second rule, develop a brokerage-level safety plan, and follow best practices for listing appointments, showings, and open houses. The course also covers how to recognize a stalker, safeguard your social media presence, and strengthen your phone and computer protocols to protect both you and your clients. Take this course and put Safety First! Instructor: 8 am - 10 am | Fundamentals of Mortgage Finance – Types of Loans and How They Perform for The Buyer (4 CE) So many loans, so little time! This course gives REALTORS® — new and experienced — a pictorial overview of today's most common loan types, including Fixed Rate, Adjustable Rate, Balloon Loans, and the 2-1 Buy-Down, and how each performs over its term. Students will learn to calculate ARM rate changes, craft a "Smart Offer," and confidently guide buyers and sellers through their financing options. Enroll and know your loans! Please note: The instructor requests that all students bring their own calculator. July 28th, 2026 Instructor: Nishad Khan 9:00 am - 12:00 pm | Core Law: Stay Out of Trouble with FREC (3 CE) Understanding real estate law is essential to every licensee's practice — the more you know, the better you can protect your clients from costly legal complications. This course serves as a practical "red flag" guide, helping you recognize when you may be crossing into the unlicensed practice of law. Walk away with the awareness and confidence to navigate legal boundaries and keep your clients — and your license — protected. 1:00 pm - 4:00 pm | Code of Ethics (3 CE) REALTORS® are held to a higher standard — one built on integrity, accountability, and an unwavering commitment to clients, customers, and the public. This course covers the Code of Ethics that guides professional conduct, including how to identify and address unethical practices like fraud, discrimination, and misappropriation of client funds. Students will also learn their responsibility to report violations and take an active role in upholding the reputation of the real estate profession. Walk away with a renewed commitment to the ethical standards that define what it means to be a REALTOR®. Orlando Regional Realtor Association Orlando Regional Realtor Association5421 Diplomat CircleOrlando, FL 32810 Map & Directions Robert "Bob" Caldwell Robert “Bob” Caldwell has been a real estate broker since 1974 and an instructor since 1978. He is the owner of Caldwell Realty Services in Altamonte Springs, Florida, and actively represents buyers, sellers, and investors while managing a multi-million-dollar property portfolio. Bob has served as a local Board President, chaired numerous committees, and received Realtor® of the Year twice along with the Walter Rose Lifetime Award. He has been a Florida Realtors® Director for over 35 years and held leadership roles at both the state and national levels, including chairing NAR’s Equal Opportunity & Diversity and Housing Opportunity committees. A dedicated community advocate, Bob has supported Habitat for Humanity builds nationwide and continues to share his expertise with REALTORS® across Florida. Nishad Khan, Esq. CANCELLATION/NO-SHOWS All courses canceled more than 48 hours prior to the course date will receive a refund. Cancellations with less than 48 hours' notice will receive a credit toward another course. “No Shows” forfeit the registration fee. Cancellations can be made through ORRA’s Professional Development Department at 407.513.7268 or by email at education@orlandorealtors.org