06 Apr A Convenient Path: Navigating the VA Loan Process A Convenient Path: Navigating the VA Loan Process Monday, April 6, 2026 (8:00 AM to 11:00 AM) 3.00 Education Credits Orlando Regional Realtor Association, Orlando, Florida 3CE Credit Class, Military, VA Loan, Veterans Details You're Registered! DescriptionLocationInstructorsCancellation Policy A Convenient Path: Navigating the VA Loan Process, 3CE Members $25 Non-Member $35 Veterans receive $10 off. To apply the discount, please register directly with the Education Department: 407.513.7268 Instructor: Roy Cabalo Location: 5421 Diplomat Circle, Orlando, FL 32810 Florida strives to be the friendliest “military state” in the country, so much so that we have a non-profit corporation, created by the state of Florida, called Veterans Florida. The corporation is designed to help veterans fully transition to civilian life in the Sunshine State. This is where you come in. You will navigate today’s Veteran through the home buying process, explaining the difference between Pre-Qualify and Pre-approval, defining Maximum Debt Ratios and Maximum Loan Amounts, reviewing the importance of Credit Counseling, and reviewing the FR/BAR Sales Contract as it pertains to the VA sales process. After completing this course, students will be able to: 1. Define the DD 214 and Certificate of Eligibility (COE) 2. Describe Basic Entitlements 3. Explain the Difference Between Pre-Qualify and Pre-Approval 4. Define Maximum Debt Ratios and Maximum Loan Amounts 5. Review the Areas of the FR/BAR Contract That Relate to VA Sales 6. Explain the Alive and Well Letter and How It Is Used 7. Define the Importance of Credit Counseling for Veterans 8. Define WARMS 9. The Closing Disclosure and How It Benefits the Veteran 10. Explain a Post-Closing Campaign 11. Who Is Eligible for a VA Guaranteed Loan 12. Describe the Benefits of a VA Guaranteed Loan 13. Define Certificate of Reasonable Value (CRV) To guarantee that you don't miss any important notifications, we kindly ask you to regularly check your spam or junk folder for any emails from ORRA's Education Team. If you find any emails from us there, please mark them as "Not Spam" or move them to your inbox to ensure timely receipt of information. Orlando Regional Realtor Association Orlando Regional Realtor Association5421 Diplomat CircleOrlando, FL 32810 Map & Directions Roy Cabalo Cancellation / No-Shows Policy:All courses cancelled more than 48 hours before the course date will receive a refund. Cancellations with less than 48 hours' notice will receive a credit toward another course. “No-shows” forfeit the registration fee. Cancellations can be made through ORRA’s Professional Development Department at 407.513.7268 or by email at education@orlandorealtors.org.