16 Aug A Convenient Path to VA Loan Processes A Convenient Path to VA Loan Processes Tuesday, August 16, 2022 (8:30 AM to 11:30 AM) 3.00 CE Hours Orlando Regional Realtor Association, Orlando, Florida 3CE Credit Class, Florida Realtors, Live Class, VA Loan Details You're Registered! DescriptionLocationInstructorsCancellation Policy A Convenient Path to VA Loan Processes Instructor: Elysia Stobbe ORRA Member Pricing: $10 Florida strives to be the friendliest “military state” in the country so much so, that we have a non-profit corporation, created by the state of Florida, called Veterans Florida. The corporation is designed to help veterans fully transition to civilian life in the sunshine state. This is where you come in. You will navigate today’s Veteran through the home buying process explaining the difference between Pre-Qualify and Pre-approval, define, Maximum Debt Ratios, Maximum Loan Amounts, review, the importance of Credit Counseling and review the FR/BAR Sales Contract, as it pertains to the VA sales process. After taking this class students will be able to: • Define the DD 214 and Certificate of Eligibility (COE) • Describe Basic Entitlements • Explain the Difference Between Pre-Qualify and Pre-Approval • Define Maximum Debt Ratios and Maximum Loan Amounts • Review the Areas of the FR/BAR Contract That Relate VA Sales • Explain the Alive and Well Letter and How It Is Used • Define the Importance of Credit Counseling for Veterans • Define WARMS • The Closing Disclosure and How It Benefits the Veteran • Explain a Post-Closing Campaign • Who Is Eligible for a VA Guaranteed Loan • Describe the Benefits of a VA Guaranteed Loan • Define Certificate of Reasonable Value (CRV) ATTENDANCE POLICY 1. CE credit will not be awarded to students who miss more than 15 minutes of instructional time. Please allow adequate commute time. No exceptions. 2. Check in with ORRA staff and sign morning and afternoon attendance sheets. 3. FREC requires a licensee attend 90% of each of the classroom hours. Physical attendance is required for the duration of class. 4. Electronic note-taking is permitted on silent devices, only. Cell phone use is permitted during designated breaks. Special Disabilities: Accommodated with advance notice. CANCELLATION/NO-SHOWS Cancellations not received within two (2) days prior to class start time will result in the forfeiture of the registration fee. Cancellations can be made through ORRA’s Professional Development Department at 407.513.7268 or email at 407.513.7268 or email at education@orlandorealtors.org Orlando Regional Realtor Association Orlando Regional Realtor Association1330 Lee RdOrlando, FL 32810 Map & Directions Elysia Stobbe Elysia Stobbe is passionate about Finance! She has closed more than $300 million in residential mortgage loans during her career. Elysia’s belief that “enduring dedication to your client always wins” has earned her A+ Better Business Bureau ratings & 5 Star Customer Service Reviews. Elysia has presented at Harvard University multiple times. She's a national keynote speaker on a variety of topics including home buying, residential mortgages and strategic business coaching.Elysia’s team has been honored three years running as a top lender in Northeast Florida Ranked by Volume by the Jacksonville Business Journal and Elysia was recognized as a Top 50 Business Influencer in 2014 by Advantage Magazine.Elysia is the author of the #1 Best Seller "How to Get Approved for the Best Mortgage Without Sticking a Fork in Your Eye ™". As one of the nation’s leading mortgage experts with more than 15 years of experience, Elysia has been featured in the Wall Street Journal, the Wall Street Business Radio Network, NPR and on FOX, ABC, NBC, CBS and more for her expertise with VA mortgages and first-time home buyers. In addition, Elysia has been interviewed multiple times for her mortgage expertise by U.S. News & World Report and REALTOR.COM. As she builds her list of approved courses, Elysia welcomes the opportunity to share her expertise with REALTORS®. CANCELLATION/NO-SHOWSCancellations not received within two (2) days prior to class start time will result in the forfeiture of the registration fee. Cancellations can be made through ORRA’s Professional Development Department at 407.513.7268 or email at education@orlandorealtors.org.